ethical insurance company

Your Insurance Connection: How It All Started

Chuck has run his own insurance agencies for over 30 years. After meeting 6 years ago, he and Mollie stayed in touch. Now, fast-forward to 2020.

Chuck called Mollie with his vision to focus on our local community, as an Oregon insurance partner. 


Born and raised in Bend herself, Mollie was thrilled at the opportunity to serve members of her home town. Having been in the business for 19+ years, she loves working with people on a daily basis, making sure they’re taken care of and protected.  

We are so excited to work with our Oregon family on a deeper level.

With us, you won’t feel like a fish in a big pond - because you matter to us.


Chuck Holdren

President & CEO

A proven leader with high emotional intelligence.

A problem solver and mentor.

Just out of high school, I started as a file clerk at an insurance company. Since then, I've worked in all areas of the industry and developed comprehensive, nation-wide programs.  

I've started my own underwriting companies from scratch and built them into leading national organizations.  

With my ethical insurance company, you'll find me dependable and dedicated to maximizing your efficiency and profits. And there'll be plenty of fun in the process. 

I enjoy all things outdoors and love to be on the water with a fly rod in my hand. 

Life is so much better when you’re outside.

Get out and enjoy it! 

Oregon insurance agent

Mollie Boyd

Senior Vice President of Operations

Your experience at SAGE will be exceptional with Mollie's vast knowledge and operational expertise.

I started in the insurance industry in 2001 and bring 18+ years of experience as an Oregon insurance agent. That includes 16 years managing all aspects of a multi-million dollar retail agency.

Insurance is a critical part of any business; it’s a very personal experience to employees and determines success and peace of mind to any business owner.

I thrive when working with business owners to find the best products suited to their specific needs. Attracting and retaining talent is vital to the long-term health and success of a business.

As a native Bend resident, I'm an enthusiastic member of this community. I grew up here and am now raising my daughters here.  

I love kayaking and hiking (and anything else beautiful Central Oregon has to offer) with my two girls.  


Karen Ebert

Vice President, Commercial

Karen has worked in the insurance industry for the past 40 years - 20 of those were spent serving the great businesses of Central Oregon. 

During my entire career, my focus has been providing excellent care and guidance to each and every one of my clients.

I put together a comprehensive insurance portfolio geared to each individual client.


Through many years as an insurance agent, I have helped hundreds of business owners protect their business and employees, saving them hard-earned money in the meantime.  

When you're my client, you'll feel like part of the family. 

As a mother and grandmother, I love any activity that revolves around the kids: being outside exploring, watching my 4 year old grandson race motocross, or playing board games with my granddaughters.

Any time spent with the kids makes my heart full!


Matt Heberling

Vice President, Sales

Matt Heberling is the Vice President of Sales for SAGE with experience in workers compensation insurance, as well as personal lines (home, auto, life, umbrella, renters).


My goal is to find the most appropriate and affordable coverage for myclients while helping them understand the products and industry.


I care personally for my clients and takes pride in my timely response, professionalism and commitment to accuracy and transparency.


Matt is a veteran of the United State Marine Corps. He is also a father of three young kids and two dachshunds, is an avid basketball and football fan who dominates his fantasy leagues, and loves camping and craft beer with his wife.

insurance connection Bend, Oregon

"Sunriver Owners Association is very fortunate to have Mollie Boyd and Sage Underwriters as our insurance broker.  We have worked with Mollie for many years and she has always been a professional, responsive, and caring partner in our efforts to provide excellent benefits to our staff at affordable rates.  Her integrity and complete engagement on our behalf give both management and our Board of Directors the confidence and trust that she will always do her best for us."

Leslie K. Sunriver Owners Association, Client

Ready for peace of mind and protection?
Our SAGE team
has your back.

SAGE is your insurance connection in Bend, Oregon.

We've got you covered, through thick and thin.